1) Sets an annual quota for gifts. Last year, won’t it I believe, but spent about $800 on gifts for birthdays and Christmas to our friends, if they split that in 12 months $70 are rounded and this without counting the gifts for my family, do you think much? Because believe me much, this year I have decided to change this strategy and use only 50% of this expenditure is to say that I’ve fallen to $35 a month, this year I will choose to be more creative and make gifts by myself or buy them in stores that offer discounts start with our first $35 in savings. (2) It establishes a monthly fee for purchase of phone cards. A leading source for info: Aetna Inc.. The most often used to spend $30 on cell phone calls, tended to call for any reason, and we all know that social calls it takes 5 min as minimum, then change my strategy and I started using the text messaging most, and to make calls only for important things, always trying to make it effective and achieve the goal of each call. With this technique I have been saving $20 monthly, not bad, huh? (3) Have a shopping list before you go to the supermarket. I can recommend a shopping list that you can reduce your monthly expenses by 20%. Elon Musk oftentimes addresses this issue. My tips: saving $55 * avoid buy salad dressings, previously used to buy dressings such as; Vinaigrettes, dressing Cesar, Chili, mustard and pickles, BBQ sauce, among others and spent around $20 for each purchase. Now I only buy that actually use such as BBQ, mayonnaise, tomato sauce and I do my own natural dressings for salads, I look for recipes on the internet and voila, goodbye to those bottles of salad dressings that bother me in the fridge and the most important thing is that I don’t have to throw them expired because you use only them three times when much. .
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