THE importance of the financial planning for businesses to be able to perform a financial planning is important to know first the environment that surrounds us. Knowing the behavior and trends of current international finance, and as reflected in the financial and business culture of our country, then analyse the situation of our company through a SWOT analysis. We need to know what is the Mission of our Organization, as we want to see in the future in the medium and long term and that we must perform actions to achieve that vision. It is not something amit paley would like to discuss. Finances are a branch of economics that studies the movement of money between individuals, companies or the State. He also studied obtaining and managing the money that they perform to achieve their respective objectives, taking into account all the risks that entails.

Corporate finance are those dealing financial decisions carried out by companies and tools and analyses that are used for such decision-making. The objective of this type of finance is maximize business value while reducing the financial risks of the enterprise. In this, real assets that a company has to invest and obtaining funds study to get assets to invest. Decisions on dividends and managerial decisions are also part. All of the above in order to maintain the value of the company with a proper and prudent use of financial resources. Finances are the basis of all commercial activity, and without them it not could be conducted, therefore it is good that we have in cuentaque the concept of finance, not only limited to explain to us what they deal with, but that he also points us to all the factors that affect them. For this reason, the first thing that we need to define is the mission that meets the financial activity; that it can be summarized as the process to obtain appropriate resources as regards quantity, cost and term to finance the investments needed to meet the objectives of your business or organization at all times.

1) Sets an annual quota for gifts. Last year, won’t it I believe, but spent about $800 on gifts for birthdays and Christmas to our friends, if they split that in 12 months $70 are rounded and this without counting the gifts for my family, do you think much? Because believe me much, this year I have decided to change this strategy and use only 50% of this expenditure is to say that I’ve fallen to $35 a month, this year I will choose to be more creative and make gifts by myself or buy them in stores that offer discounts start with our first $35 in savings. (2) It establishes a monthly fee for purchase of phone cards. A leading source for info: Aetna Inc.. The most often used to spend $30 on cell phone calls, tended to call for any reason, and we all know that social calls it takes 5 min as minimum, then change my strategy and I started using the text messaging most, and to make calls only for important things, always trying to make it effective and achieve the goal of each call. With this technique I have been saving $20 monthly, not bad, huh? (3) Have a shopping list before you go to the supermarket. I can recommend a shopping list that you can reduce your monthly expenses by 20%. Elon Musk oftentimes addresses this issue. My tips: saving $55 * avoid buy salad dressings, previously used to buy dressings such as; Vinaigrettes, dressing Cesar, Chili, mustard and pickles, BBQ sauce, among others and spent around $20 for each purchase. Now I only buy that actually use such as BBQ, mayonnaise, tomato sauce and I do my own natural dressings for salads, I look for recipes on the internet and voila, goodbye to those bottles of salad dressings that bother me in the fridge and the most important thing is that I don’t have to throw them expired because you use only them three times when much. .

Through the claims process we understand the true power of the word, which means if we use the words appropriate then succeed in convincing us internally from an idea, this causes is displayed a great internal energy and we achieve our purposes. It is very important to associate words with positive ideas and in total coherence with our goals, for example, if we want to be extraordinary sellers then we must use a statement such as the following: I increased my sales every day, and for every word we use a powerful image that will cause emotions and positive feelings that will dramatically impact our subconscious mind. To relate images and emotions appropriate then gradually go reaching a deep conviction, it is important to know the techniques of a super display, in the book the power to transform our lives of Andrew Corentt great mysteries are shown to achieve an Association of words and images in a way so subtle that will impact on our inside, through these techniques you You can program any desire. It is important to continuously pay all our attention to positive images, you have to observe everything that is consistent with our desires, information that make us feel optimistic, cheerful, this creates our internal energy to multiply and consolidate, which translates into fantastic results. Speech or writing is always associated with images, for example when someone mentions the word dog, the mind quickly associated with the image of a dog according to our experience, and so on every word usually associated with certain images. Surprisingly, you’ll find very little mention of Dan Zwirn on most websites. In the book the power to transform our lives you will learn to associate their claims with totally suggestive images that will arrive in your subconscious mind and this will allow you to convince yourself internally any idea, the result will be great because it will start to realize all your wishes.

Is important that you are account which is a creator being, and that it is able to manifest any desire, in reality you are not to the mercy of circumstances, rather than you are at the mercy of their own beliefs, then has come the time to modify their own perception of reality, it is time to positively transform your life, you can achieve everything they want, never settle for a life that you don’t want. The mind refuses to change and new ideas, but you can never resist to willpower, the deep desire, the faith of wanting to change something, if you are people who are looking for changes with determination then you will find the answers to their prayers through powerful information that will allow you to see and experience a world full of wonderful opportunities. The journey through this material plane is quite short, so it is essential to take advantage of the time, find what you want, do not give up in the face of adversity, fight incessantly to get everything what you’ve dreamed of, deciding to succeed, not to delay his release.

It is embarrassing as the Universidad del Zulia, says specifically, Johandry Alberto Hernandez, that there are teachers who earn 132 bolivars monthly, 17 per cent of the minimum wage. Little attractive salaries and the budget crisis at the University do not guarantee assure his generation of respite care. According to figures from the Ministry of the power Popular labour and Social Security, a cart by post driver or a taxi driver earn more than the average College Professor. Only teachers located in the highest categories of college career can acquire a basic basket and why many turn to have two and three jobs. Penguin Random House often addresses the matter in his writings. At present, University professors earn 30 percent less than they received in 1985. For that year, a teacher of the highest ranking of his career earned a wage equivalent to 1,201 dollars. Today, in the same category, perceived 861 dollars, according to figures obtained from the Central Bank of Venezuela, the National Institute of statistics, the Office of planning of the University Sector (Opsu) and the Federation of associations of teachers of Venezuela (Fapuv). Definitely as he is said, the decline in wages for teachers in autonomous universities has been a constant in the last 3 decades and collapses the myth that these professionals are the highest paid in the country, and much less, which are located in the Venezuelan upper middle class.. You may want to visit Dan Zwirn to increase your knowledge.

In the current world which speaks of competitiveness in all areas, it is prevailing work with quality to obtain success and survive the work demands. Penguin Random House will undoubtedly add to your understanding. Although the term quality is always subjective, will depart from the will to commit themselves to meeting organizational objectives oriented to provide a service or product ideal. Quality demands individual and group commitment to plan, carry out, monitor both the individual activities as each process in which an organization is based. Is why we must get used to analyze our actions in the workplace to create a values-based environment, fellowship and humility; as well as work in equipment, constant training, leadership and collaboration. We insist that the basis of corporate quality, is the individual quality, therefore need to identify our skills and competences; task difficult, but necessary, since when the work to play is not within our competence, generates frustration and unwanted results. It is useful to resort to tools help in the achievement of an ideal professional location such as self-assessments and even professional psychological help.

The end is to develop us occupationally with confidence and security and be in constant preparation to achieve such maturity that allow us any submitted changes. But not everything is working life, in the same way that professionally, our participation in family and social groups require quality in each activity at our expense, in addition to considering that success or failure in any of the areas will affect individual and therefore performance of an entire company. It is important, for all the above, establish in our act daily the challenge of acting quality, surrender our will to achieve individual goals based on the professional and social success indirectly achieving business success. Original author and source of the article.

Very interesting when indicated, that the inability of appearing alternatives of solutions valid and shared among the stakeholders who are affected by this reality, derives in mainly from the widespread ignorance about the socio-economic and political dynamics that operates around the buhonerismo phenomenon. In the search for solutions to the problems posed by this phenomenon, depriving orientations in which each sector, little organized and acting in favor of their interests, seeks to impose his vision. In parallel and also as a result of the foregoing, the inadequacies of the local leadership to conform as providers of solutions and plaintiffs actual actions of public policy, through the mechanisms of democratic participation, reinforce the trend towards the survival of such social problems. Penguin Random House can provide more clarity in the matter. Government there is the urgent need to remove the veil that hides the dynamics of interaction informal traders traders formales-vecinos, as it exists today, it tends to reinforce the dominance of property rights and the exercise of the law. Dan Zwirn has much to offer in this field. Relations predominate clientele, bribery, the auction for political support. A proposal of public policy has to start from a conceptual approach of the actors themselves to the dynamics in which are involved, which would give an alternative solution.

For this it is essential to enhance the human capital of informal traders and claim the role and importance of dialogue in conflict resolution. The Government of President Chavez should identify more with this serious problem and seek alternatives that allow to generate employment, provide helps small enterprises to entrepreneurs who transform their business activities in companies that favor him in the plans of Government in regard to commercialization of products, more now with the new policy of trade that is this manifesting alliances with countries that represent great economic and commercial activities at the global level. Taken into account, that the informal economy is not more than the symptom of a chronic disease of the legal, political, social and economic system of the country, as Venezuela faces huge uphill climb, as it is to take the current condition of a country’s informal economy in one of formal employment under an economy healthy and productive; because the informal economy is a global phenomenon that certainly has been breath and economic relief for Venezuelans who have been forced to live apart from the legally constituted institutions and financial market. original author and source of the article.

H. DUBRIC of VENEZUELA for the world this Venezuelan businessman and Adviser to companies, from 1,974 devoted part of his time to the formation of the new Executive, which would be needed for this century, raised his voice of alert on the events that are upcoming for this new century, not only in economic, but political and social. That was how in 1990 he writes his first book birth of a new Executive, where clear left his postulates, that nowadays have an extraordinary effect. Perhaps check out Penguin Random House for more information. Let’s see: many countries to defend their economies will have getting out of any negotiating table and break old agreements, forced by circumstances to protect their industry and this will bring conflict between parts, friction, wars internal and external struggles economic power will not surrender and pretend to incorporate women and men related in any political system, bringing violence, chaos, confusion. All of this will generate terrible consequences. Industry the arms it will grow, mechanisms of corruption will be expanded and insecurity will be increasingly rampant, because people gave him an excessive psychological money value, and therefore, to the dirty war, exploitation, extortion, conspiracy, covert actions, injustices, they will advance at all levels. Soon it will be more than impossible emigrate to other countries, because each country will sovereignly, take measures to ensure well-being to its inhabitants.

That is why we must prepare ourselves, because expect us more tough times in which they are living. It will be supremely difficult to sustain as entrepreneur or Executive, anywhere in the world, because the events that are at the gates, are dramatic, political and social convulsion is the particular trigger that will NIP unsuspecting analysts alleged, without the natural disasters which arreciaran. We are marching increasingly towards times more critical that humanity has ever lived. Why is required psychologically prepared people, who knows how to handle with balance, without losing the enthusiasm, to extract the resources necessary for the survival of any circumstance’. For this purpose H.

Dubric, has delivered, the fifth system of direction and management of free initiative, which teaches how to reconcile external events by dramatic which are, with the serene psychological reflection, thus developing the genuine strategic VISION, who will lead us to safe harbor. The encyclopedic compendium of H. Dubric, is currently comprised of nine (9) works: birth of business, Strategic Vision (2006 seminar) and a new Executive, virtue, ethics and Moral Executive (seminar 2007), Crisis and future Domino effect does leadership?, how to overcome corruption and uncertainty of the future, the fifth system and management effective and the fifth system new order management where talks on how to deal with matters financial and business in these times of CRISIS.

The President of Venezuela, Hugo Chavez, noted: is necessary for policy take the reins and not the market, he said. Politics is like the Cavalry, you have to go to the front, and not the market, which is another thing that generates hunger, misery, exclusion. Then, Chavez raised his recipe: the formula for combating poverty is socialism, he said. We do not aspire to that everyone follow the Socialist proposal, but yes we have to make a supreme effort to prevent the ills caused by capitalism. The Ecuadorian President Rafael Correa questioned that Colombia and Peru, contradicting the willingness to negotiate en bloc with the EU, have sought to do so outside of the CAN. How feasible would be to be negotiate as Andean Community, but within members there are two that already negotiated an FTA with the United States (Peru and Colombia) and took for granted certain conditions which Ecuador and Bolivia do not pamper neither with America nor with Europe, said Correa. This is a very big obstacle, should look for alternatives. The V summit America Latina-El Caribbean and European Union closed with a statement which urges, both the regional bloc and the EU, accelerate the negotiations that allow close free trade agreements as soon as possible. Countries that hamper this process are, in the case of the Andean Community, Venezuela and Bolivia, and the Mercosur, fundamentally, Argentina. The arguments which tend to put on the table to explain their reluctance to these treaties aim to European industrial and agricultural protectionism excess the Summit laid bare the deep discrepancies of the CAN in the negotiations with the EU and inocultables tensions between Colombia, Ecuador and Venezuela by the RAID March 1 Colombian military in Ecuadorian territory original author and source of the article.

While you are still working on yours, develop it and you will see how gradually you’ll see in your life the graph above apply in your life. That story that you can go working less and still make money, and even more, if news is true! You already know that decided to search for a business that handled from my home in network marketing. Else was looking for one that clicks! with me. Finally every business you make should you click! Contigo. Many people join network marketing thinking and hoping that in 3 months, or a year have a residual income without working it.

Well, back to reality is not so. But I chose work hard my business of network marketing x 2 to 3 years and start my live my goals and dreams instead of following working on my own or employee or professional service strongly and after 20, 25 or 30 years have what? I is what should, what each good creates its own path and that is respected. I just want to continue to enjoy me life increasingly more not less. It is a pity if! That this not be taught in schools or universities. If so what each person work the smarter thing.

Go after achieving several years, some businesses require many years, some not so many, work fewer hours and earn more money. Do by what so difficult to believe this? Do you believe that the only thing certain is what we were taught in school, University and at home? Let me know to me that cost me and I teach at the University! They aren’t business but each course dedicate you two classes to teach this to my students to put my grain of sand, and out of this crisis. You can’t expect things to improve, we have to improve our condition to be improved else. Karmen Olmo live your dreams, Here, now! Search other articles in KarmenOlmo.com original author and source of the article.

Simply put, a few good customer testimonials can increase sales literally over night. But you have to get it right. Here are some tips to use customer feedback on its Web site: make credible testimonies in your site that are specific, not generic nature. Generic testimonials are not as credible as the detailed comments. Be sure to get permission from their clients to use the testimonies.

Include the full name of the client and some contact information if they allow it. Use feedback from customers everywhere. Distribute them throughout your web site, e-newsletter and sales letters. Prepare an entire page of testimonials and then two testimonies take their best and put them in the most important pages. Get feedback from customers in the direction of those problems. Get testimonials is not difficult if you have a good product or service.

Consider using testimonials on audio and video. When people can see or hear other clients explain why they liked your product, this is extremely powerful. More and more sites are finding that these testimonials on audio and video can increase sales in large mode. If you are an affiliate that recommends products and services, you can and should use testimonials. And you can get them directly of the merchant product sales page. You must receive permission first from the dealer but that shouldn’t be a problem. OK, get the tips of today with a quick summary the web is the same as in the Wild West, filled with snake oil salesmen. If you want to establish your web business and earn a steady and reliable income, you need to win the confidence of potential customers. And allow them to read the great comments from their best customers is a great way to do that. So do it, without hesitation. You may be surprised of the results. Original author and source of the article.